15 Best Gulfport, MS Local Car Insurance Agencies | Expertise.com (2024)

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Our Recommended Top 15 We did the research for you! Providers Expertise.com Rating Why choose this provider? Expertise.com Rating Review Sources Why choose this provider? Expertise.com Rating Why choose this provider? Expertise.com Rating Review Sources Why choose this provider? Expertise.com Rating Review Sources Why choose this provider? Expertise.com Rating Review Sources Why choose this provider? Expertise.com Rating Review Sources Why choose this provider? Expertise.com Rating Review Sources Why choose this provider? Expertise.com Rating Review Sources Why choose this provider? Expertise.com Rating Why choose this provider? Expertise.com Rating Review Sources Why choose this provider? Expertise.com Rating Review Sources Why choose this provider? Expertise.com Rating Review Sources Why choose this provider? Expertise.com Rating Review Sources Why choose this provider? Expertise.com Rating Why choose this provider? Compare our Top Local Car Insurance Agencies FAQs Introduction When do you need an SR-22 in Gulfport? What is the duration of validity for an SR-22 in Gulfport? What is the grace period for car insurance payments in Gulfport? Is collision and comprehensive car insurance necessary in Gulfport? What factors can cause your car insurance premium to rise in Gulfport? What is car insurance? How does car insurance work? What does car insurance cover? Does car insurance cover theft? How does a car insurance deductible work? Do you need insurance to register a car? Can you get car insurance without a license? Do you need car insurance? How much is car insurance a month? Why is my car insurance so high? How can I get lower car insurance? Do you need insurance to rent a car? Does my car insurance cover rental cars? Can I insure a car not in my name? Can you cancel car insurance at any time? How can I change car insurance? How do you become a car insurance agent? How do car insurance agents get paid? How much do car insurance agents make? Related Articles Cheap Car Insurance in February 2023 Nationwide Car Insurance Review [2024] Progressive Car Insurance Review [2024] State Farm Car Insurance Review [2024] How To Get Car Insurance Study: 62% of Americans May Be Missing Out on Car Insurance Savings Average Cost of Car Insurance in 2023 What Does Car Insurance Cost if You Have Bad Credit? Find top Local Car Insurance Agencies nearby Other top picks in your area References

15 Best Gulfport, MS Local Car Insurance Agencies | Expertise.com (1)

2024

15 Best Gulfport, MS Local Car Insurance Agencies | Expertise.com (2)

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Our Recommended Top 15

We did the research for you!

  • 15 Best Gulfport, MS Local Car Insurance Agencies | Expertise.com (3)Licensing
  • 15 Best Gulfport, MS Local Car Insurance Agencies | Expertise.com (4)User Reviews
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Our goal is to connect people with the best local professionals. We scored Gulfport Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

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Providers

15 Best Gulfport, MS Local Car Insurance Agencies | Expertise.com (6)

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Featured Provider

15701 Lemoyne Boulevard, Biloxi, MS39532
Website

License: 10395005

Expertise.com Rating

Why choose this provider?

Insurance Done Right (IDR) is an independent insurance agency that covers clients in and around Gulfport. It educates interested applicants in car policy features and coverages like collision, comprehensive, and medical liability. The company guides policyholders in reviewing their car insurance plans and filing for claims or changes. IDR was founded in 2018 by Courtney L. Jacobs, who is a member of the MS Gulf Coast Chamber Board. Licensed to practice in four different states, she also provides home and life insurance.

  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

12337 Ashley Drive, Gulfport, MS39503

Expertise.com Rating

Review Sources

Google
4.0 15 Best Gulfport, MS Local Car Insurance Agencies | Expertise.com (7)(165)
Facebook
3.7 15 Best Gulfport, MS Local Car Insurance Agencies | Expertise.com (8)(7)
Yelp
5.0 15 Best Gulfport, MS Local Car Insurance Agencies | Expertise.com (9)(1)

Why choose this provider?

USA Insurance Companies - Gulfport is an insurance agency offering a wide range of auto insurance options in the metro. Focusing solely on car insurance, the company's agents are committed to understanding every aspect of coverages. It can help insure high-risk drivers, including those with previous tickets, DUIs, and accidents. Aside from its Gulfport office, USA Insurance Companies has six convenient locations across the state. Its team of insurance agents' goal is to find a policy that matches each client's requirements.

  • Multiple Carriers

4338 Park Ten Drive, Diamondhead, MS39525
Website

License: 208581

Expertise.com Rating

Why choose this provider?

Dewitt Insurance Agency provides auto coverage options for clients in Gulfport. Personal car owners can expect policies that secure damages or losses incurred from collisions, floods, hurricanes, theft, and fires. The company also provides liability protection and medical expenses for a vehicle's driver and passengers. For commercial vehicle owners, Dewitt includes hired or non-owned auto liability and use of personal vehicle coverage. It also offers insurance options for recreational vehicles, including classic cars, motorcycles, boats, and watercraft.

10049 Doris Deno Avenue, D'Iberville, MS39540
Website

License: 10217908

Why choose this provider?

Ashleigh Fallo is a State Farm insurance agent serving Gulfport and other locations. She offers auto insurance plans with comprehensive coverages. These may also include liability coverage for vehicle repair or medical bills. She reviews her clients' policies every year or two to discuss any updates with them that may be needed. Ashleigh and her team have 90 years of collective experience in the industry. They also cater to customers who need home, business, pet, life, and health insurance policies.

  • Multiple Carriers

10598 D'Iberville Boulevard, D'Iberville, MS39540
Website

License: 205923

Expertise.com Rating

Review Sources

Facebook
5.0 15 Best Gulfport, MS Local Car Insurance Agencies | Expertise.com (12)(16)
Google
3.9 15 Best Gulfport, MS Local Car Insurance Agencies | Expertise.com (13)(11)

Why choose this provider?

Sound Insurance Solutions is an independent agency that assists individuals and families in Gulfport with its insurance services. Focused on providing personalized service, the company goes through multiple carriers on behalf of the clients to search for suitable coverage. Its agents cover auto insurance for vehicle owners involving collision, comprehensive, and property damage. Medical expenses from accidents and bodily injuries are also covered in the policy. Additionally, insurance for boats, ATVs, and other recreational vehicles is offered by the company.

  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

1813 Ingalls Avenue, Pascagoula, MS39567
Website

License: 9203826

Expertise.com Rating

Review Sources

Google
4.1 15 Best Gulfport, MS Local Car Insurance Agencies | Expertise.com (14)(11)
Facebook
5.0 15 Best Gulfport, MS Local Car Insurance Agencies | Expertise.com (15)(2)

Why choose this provider?

Bishop Insurance Services is a team of two agents that serves individuals and businesses in Gulfport. Included in its range of products is auto insurance, which may include any of the following coverages: accident forgiveness, roadside assistance, liability, comprehensive, rental reimbursem*nt, and personal injury protection. The company's team compares policies from different carriers. They also offer watercraft insurance for yachts and sailboats. Garet James, one of the company's agents, carries six years of industry experience.

  • Multiple Carriers

519 Azalea Road, Gulfport, MS36609
Website

License: 5593

Expertise.com Rating

Review Sources

Facebook
5.0 15 Best Gulfport, MS Local Car Insurance Agencies | Expertise.com (16)(3)
Yelp
4.5 15 Best Gulfport, MS Local Car Insurance Agencies | Expertise.com (17)(3)

Why choose this provider?

Millsaps & Associates, Inc., is an independent insurance agency that has been serving individuals, families, and businesses in Gulfport and the surrounding communities since its founding in 1993. Backed by experience and expertise, its professional associates are able to design car insurance packages based on their clients’ different needs, requirements, and priorities. In addition to standard auto, Millsaps & Associates, Inc., can also help insure other vehicles, such as business vans, motorhomes, travel trailers, golf carts, and ATVs.

  • Bundling Option

1310 27th Avenue, Gulfport, MS39501
Website

License: 10610878

Expertise.com Rating

Review Sources

Google
4.0 15 Best Gulfport, MS Local Car Insurance Agencies | Expertise.com (18)(70)

Why choose this provider?

From its Gulfport office, the United Risk Agency helps drivers find auto insurance tailored to their unique situations. Since 2019, the agency has been guiding clients throughout the insurance process. The company offers auto insurance covering collisions, theft, natural disasters, fire, and vandalism. Its insurance agents can also craft a policy that protects motorists against potential financial losses, including payments for property damage and personal injury. Additionally, the agents at the United Risk Agency offer life and home insurance.

  • Home & Auto Insurance
  • Home Insurance

320 Courthouse Road, Gulfport, MS39507
Website

License: 15028180

Expertise.com Rating

Review Sources

Google
4.0 15 Best Gulfport, MS Local Car Insurance Agencies | Expertise.com (19)(21)
Facebook
5.0 15 Best Gulfport, MS Local Car Insurance Agencies | Expertise.com (20)(16)

Why choose this provider?

Freeman Insurance Agency, LLC, serves residents and families in Gulfport by helping them get auto insurance policies. Some of the insurance coverages they write include bodily injury liability, personal injury protection, property damage liability, collision, comprehensive, and uninsured motorists coverage. It guides clients in determining what policy is right for them. Freeman Insurance Agency represents more than a dozen insurance carriers and also offers insurance products for ATVs, classic cars, motorcycles, and recreational vehicles.

  • RV & Motorhome
  • Motorcyle & ATV

15016 Dedeaux Road, Gulfport, MS39503
Website

License: 7702506

Expertise.com Rating

Why choose this provider?

Teri Eaton is an insurance agent for State Farm. She provides clients, especially families, in Gulfport and other surrounding areas with knowledge on insurance and how to protect their homes, autos, and other assets. She has been providing her services in the industry for 40 years. Auto insurance will cover damages from accidents and reimburse car rentals in case of a collision. The agency also provides comprehensive insurance which covers damages from theft, flood, and fire.

11240 U.S. 49, Gulfport, MS39503

Expertise.com Rating

Review Sources

Google
4.1 15 Best Gulfport, MS Local Car Insurance Agencies | Expertise.com (21)(24)
Facebook
4.6 15 Best Gulfport, MS Local Car Insurance Agencies | Expertise.com (22)(22)

Why choose this provider?

Lemon-Mohler Insurance Agency is a full-service insurance firm serving the needs of individuals, families, and businesses in Gulfport. Established in 1947, the independent insurance company assists car owners and commercial operators in protecting their loved ones, employees, and vehicles with an auto insurance policy. Its agents partner with several carriers that can provide adequate coverage for liabilities, personal injury, medical payments, comprehensive, and collision. They also offer specialized insurance policies for classic and antique cars, motorcycles, and RVs.

  • Boat Insurance
  • Home Insurance
  • Home & Auto Insurance

2121 Pass Road, Gulfport, MS39501
Website

License: 410069

Expertise.com Rating

Review Sources

Google
4.0 15 Best Gulfport, MS Local Car Insurance Agencies | Expertise.com (23)(40)
Facebook
5.0 15 Best Gulfport, MS Local Car Insurance Agencies | Expertise.com (24)(4)

Why choose this provider?

Allen & Smith Insurance Agency in Gulfport has been serving thousands of individual and business clients since 1992. It offers auto and motorcycle insurance plans with liability, collision, and comprehensive coverages. It also has full-coverage insurance and uninsured motorist plans. The company also provides commercial auto insurance for car dealers and service shops, independent truckers, and motor carriers. Allen & Smith Insurance Agency works with various insurance companies to provide plans, including homeowners and workers’ compensation insurance.

  • Boats
  • Motorcyle & ATV

904 Camp 4 Jacks Road, Biloxi, MS39532
Website

License: 15013938

Expertise.com Rating

Review Sources

Facebook
5.0 15 Best Gulfport, MS Local Car Insurance Agencies | Expertise.com (25)(6)
Google
5.0 15 Best Gulfport, MS Local Car Insurance Agencies | Expertise.com (26)(3)

Why choose this provider?

Established in 2008, Burke Insurance, LLC, is a full-service and independent insurance management firm that works with residential and commercial clients in Gulfport and in nearby districts. It offers a variety of insurance products and services, such as personal and commercial auto insurance, as well as homeowners', health, life, and Medicare insurance. The company's agents strive to provide personalized insurance options that will suit the needs and preferences of each client.

  • Multiple Carriers

2317 Government Street, Ocean Springs, MS39564
Website

License: 15015321

Expertise.com Rating

Review Sources

Facebook
5.0 15 Best Gulfport, MS Local Car Insurance Agencies | Expertise.com (27)(8)

Why choose this provider?

Gartman Insurance Agency offers risk management solutions to Gulfport residents. The insurance brokerage assists clients in acquiring auto insurance, which may include personal injury protection and uninsured motorist coverage. The latter reimburses losses in case the policyholder gets hit by someone who is uninsured or underinsured. The company's agents have access to policy options from carriers like Progressive, Hagerty, and Foremost Insurance Group. Gartman Insurance Agency has been in service for more than 10 years.

  • Bundling Option
  • Motorcyle & ATV

1403 South Main Street, Poplarville, MS39470
Website

License: 10004536

Expertise.com Rating

Why choose this provider?

The James Agency is an independent insurance solutions provider near Gulfport that services the entire state of Mississippi. It provides various personal and commercial insurance products to residents such as its auto insurance policies which protect clients and their vehicles from damages and liabilities. Add-ons that cover rental reimbursem*nts, towing and labor, as well as roadside assistance are also available. The James Agency has over 35 years of experience in the insurance industry.

  • Multiple Carriers

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Insurance Done Right15701 Lemoyne Boulevard, Biloxi, MS39532

View More

USA Insurance Companies - Gulfport12337 Ashley Drive, Gulfport, MS39503

View More

Dewitt Insurance Agency4338 Park Ten Drive, Diamondhead, MS39525

View More

Ashleigh Fallo10049 Doris Deno Avenue, D'Iberville, MS39540

View More

Sound Insurance Solutions10598 D'Iberville Boulevard, D'Iberville, MS39540

View More

Bishop Insurance Services1813 Ingalls Avenue, Pascagoula, MS39567

View More

Millsaps & Associates, Inc.519 Azalea Road, Gulfport, MS36609

View More

United Risk Agency1310 27th Avenue, Gulfport, MS39501

View More

Freeman Insurance Agency, LLC320 Courthouse Road, Gulfport, MS39507

View More

Teri Eaton15016 Dedeaux Road, Gulfport, MS39503

View More

Lemon-Mohler Insurance Agency - Gulf Port11240 U.S. 49, Gulfport, MS39503

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Allen & Smith Insurance Agency - Gulfport2121 Pass Road, Gulfport, MS39501

View More

Burke Insurance904 Camp 4 Jacks Road, Biloxi, MS39532

View More

gartmaninsurance.net2317 Government Street, Ocean Springs, MS39564

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The James Agency1403 South Main Street, Poplarville, MS39470

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FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circ*mstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • When do you need an SR-22 in Gulfport?

    Here are a few circ*mstances that could require you to have a Certificate of Financial Responsibility or SR-22 on record in Gulfport:

    • You've been found guilty of a DWI or DUI offense.
    • Your driver's license has faced suspension.
    • You have a history of not upholding car insurance coverage.
    • You've committed significant driving-related infractions.
  • What is the duration of validity for an SR-22 in Gulfport?

    Typically, you need to maintain an SR-22 on record for a duration of three years in Gulfport. There may be no need for another filing if you maintain safe driving habits during this period. Moreover, it's likely that your insurance rates could decrease over time if you demonstrate responsible driving behavior. Even if you currently have an SR-22 on record and are perceived as a high-risk driver, this situation is not permanent.

  • What is the grace period for car insurance payments in Gulfport?

    The grace period for late payments of car insurance premiums varies, depending on the type of premium payment schedule. For weekly premium policies, the grace period is seven days. For monthly premium policies, it's 10 days. For all other policies, the grace period is 31 days. Following the initial premium payment, Gulfport mandates insurance providers to grant this grace period for missed payments.

  • Is collision and comprehensive car insurance necessary in Gulfport?

    If you financed the purchase or lease of your car in Gulfport, it's likely that your financing or leasing company will insist on collision and comprehensive coverage. However, if you fully own your vehicle, you have the option to decide whether to include collision and comprehensive coverage in your policy to safeguard your car in case of a covered accident.

  • What factors can cause your car insurance premium to rise in Gulfport?

    Some of the factors that can lead to an increase in your car insurance premium in Gulfport include the following:

    • Being at fault in accidents that result in substantial insurance claims.
    • Traffic infractions such as careless driving, DUIs, and speeding tickets.
    • Operating a vehicle without car insurance, classifying you as a high-risk driver.
    • The driving history of an individual who frequently drives your car and is added to your policy.
  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

  • How does car insurance work?

    Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

  • What does car insurance cover?

    Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

  • Does car insurance cover theft?

    Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

  • How does a car insurance deductible work?

    A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

  • Do you need insurance to register a car?

    Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

  • Can you get car insurance without a license?

    In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

  • Do you need car insurance?

    Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

  • How much is car insurance a month?

    Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

  • Why is my car insurance so high?

    Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

  • How can I get lower car insurance?

    Getting lower-cost car insurance may be possible depending on your personal circ*mstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

  • Do you need insurance to rent a car?

    In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

  • Does my car insurance cover rental cars?

    Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

  • Can I insure a car not in my name?

    In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

  • Can you cancel car insurance at any time?

    In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circ*mstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

  • How can I change car insurance?

    Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

  • How do you become a car insurance agent?

    In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

  • How do car insurance agents get paid?

    Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

  • How much do car insurance agents make?

    Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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